Know what your pharmacy benefit really costs
For self-funded employers with 100 or more participants. One claims file, every claim checked, and a clear picture before your next PBM renewal.
How it works
One file in. A clear picture out. No system integration.
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Share your claims file
One pharmacy claims extract from your PBM or TPA, under a Data Use Agreement. No names or addresses.
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We check every claim
Each prescription is compared to the federal drug-cost benchmark in force on the day it was filled.
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See your numbers
A clear dollar figure, and the drugs and patterns driving it, walked through with your team.
What Expose FI does for your plan
Find overpayments
See where your plan paid more than a reasonable cost for prescriptions.
Protect your fiduciary role
Show your plan is actively monitoring what it pays, as federal rules now expect.
Negotiate from facts
Bring hard numbers to your PBM renewal and see what may be recoverable through your contract rights.
Time it to your renewal
Renewals signed before July 2027 come before the new rule applies. That makes your next renewal the moment to see your own numbers and to put audit and data rights into the contract.
Three questions to answer first
- When does your plan year start?
- When does your PBM contract renew?
- Does your contract give you claim-level data and audit rights today?
Start with a free Expose FI Snapshot
We analyze your plan’s pharmacy claims and show you the savings opportunity. No cost, no obligation, and your data never has to leave your control.